When the decision is made to pursue IVF with donor eggs, many choose frozen donor eggs as a more cost-effective choice than fresh donor eggs. But a donor egg cycle can still be costly, and health insurance options for donor egg treatment remain limited. We’ve compiled some tips and resources to help you get some ideas about making donor eggs from a frozen donor egg bank more affordable.
Fairfax EggBank Options
Here at Fairfax EggBank, our pricing is simple and straightforward, with no hidden fees or unexpected costs. In addition, we offer an embryo development guarantee, giving eligible clients a free replacement of donor eggs if the first set of donor eggs did not meet our quality-standard criteria.
We also offer a couple of discount programs:
- Multi-Cohort Program ($2,000+ in savings): For patients purchasing more than one cohort, the first donor egg cohort is $14,400, while subsequent donor egg cohorts in the same purchase will each cost $2,000 less ($12,400).
- Military Discount Program ($490 in savings): We support our military members and veterans building families by offering free shipping.
For those who wish to break out payments over time, there are two financing options available:
- CapexMD specializes in providing patient financing services for all fertility treatment options, with personalized plans based on your needs.
- Prosper Healthcare Lending is the premier financing company in the fertility industry, with more than $5 billion funded and over 300,000 applicants serviced.
Other finance companies also offer fertility financing, but do your homework: some plans do not support the use of frozen donor eggs. RESOLVE, the national infertility association, has a roundup of other financing options, including special programs for veterans suffering from infertility.
If you followed our blog series, Trisha’s Journey, you’ll know that crowdfunding can serve as a creative way to gather support from your friends, family, and even strangers. Trisha raised nearly $10,000 using GoFundMe – she even printed postcards and sent them to celebrities. There are many people who have gone through similar experiences and/or can empathize with those experiencing infertility, and are eagerly looking to help strangers in need. If you are open to sharing your story, then crowdfunding can potentially help you finance your treatment.
Another exciting crowdfunding option is a gift registry service, such as Deposit a Gift. You might think that a gift registry is only for china patterns and chafing dishes. But today, registries extend beyond weddings and babies, and can even extend towards those needing support to finance fertility treatment. With a personalized website, you can share your experience with family and friends and give them an opportunity to provide you with financial and emotional support.
We also encourage you to search for grants that help support select patients finance their fertility treatment. Here’s a rundown of several foundations and nonprofits that offer grants or scholarships:
- The Tinina Q. Cade Foundation is an annual award that provides up to $10,000 to needy, infertile families.
- The Baby Quest Foundation also offers grants to couples who cannot afford a wide range of fertility treatments, including egg donation.
- The International Council on Infertility Information Dissemination offers scholarships for registered members for IVF treatment.
Other Financial Options
If you’re on the quest to achieve a pregnancy, it’s worth exploring other financial options that might be available:
- Credit card financing: Shop around for a better rate, and consider using a mileage card or other card with rewards.
- Tax-write offs: Medical treatment for infertility can be deducted. Make sure to document and itemize every medical expense.
With thought, planning, and creativity, IVF using frozen donor eggs can be affordable. What financial options are right for your situation and your future family?