Tips and Resources for Financing Donor Egg Treatment


When the decision is made to pursue IVF with donor eggs, many choose frozen donor eggs as a more cost-effective choice than fresh donor eggs. But a donor egg cycle can still be costly, and health insurance options for donor egg treatment remain limited. We’ve compiled some tips and resources to help you get some ideas about making donor eggs from a frozen donor egg bank more affordable.

Fairfax EggBank Options

Here at Fairfax EggBank, our pricing is simple and straightforward, with no hidden fees or unexpected costs. In addition, we offer an embryo development guarantee, giving eligible clients a free replacement of donor eggs if the first set of donor eggs did not meet our quality-standard criteria.

We also offer a couple of discount programs:

  • Multi-Cohort Program ($2,000+ in savings): For patients purchasing more than one cohort, the first donor egg cohort is $14,900, while subsequent donor egg cohorts in the same purchase will each cost $2,000 less ($12,400).
  • Military Discount Program ($490 in savings): We support our military members and veterans building families by offering free shipping.


For those who wish to break out payments over time, there are two financing options available:

  • CapexMD specializes in providing patient financing services for all fertility treatment options, with personalized plans based on your needs.
  • Prosper Healthcare Lending is the premier financing company in the fertility industry, with more than $5 billion funded and over 300,000 applicants serviced.

Other finance companies also offer fertility financing, but do your homework: some plans do not support the use of frozen donor eggs. RESOLVE, the national infertility association, has a roundup of other financing options, including special programs for veterans suffering from infertility.


If you followed our blog series, Trisha’s Journey, you’ll know that crowdfunding can serve as a creative way to gather support from your friends, family, and even strangers. Trisha raised nearly $10,000 using GoFundMe – she even printed postcards and sent them to celebrities. There are many people who have gone through similar experiences and/or can empathize with those experiencing infertility, and are eagerly looking to help strangers in need. If you are open to sharing your story, then crowdfunding can potentially help you finance your treatment.

Another exciting crowdfunding option is a gift registry service, such as Deposit a Gift. You might think that a gift registry is only for china patterns and chafing dishes. But today, registries extend beyond weddings and babies, and can even extend towards those needing support to finance fertility treatment. With a personalized website, you can share your experience with family and friends and give them an opportunity to provide you with financial and emotional support.


We also encourage you to search for grants that help support select patients finance their fertility treatment. Here’s a rundown of several foundations and nonprofits that offer grants or scholarships:

Other Financial Options

If you’re on the quest to achieve a pregnancy, it’s worth exploring other financial options that might be available:

  • Credit card financing: Shop around for a better rate, and consider using a mileage card or other card with rewards.
  • Tax-write offs: Medical treatment for infertility can be deducted. Make sure to document and itemize every medical expense.

With thought, planning, and creativity, IVF using frozen donor eggs can be affordable. What financial options are right for your situation and your future family?

Who Uses Frozen Donor Eggs?


Donor eggs are a fast-growing option for those dealing with infertility to reach their family dreams. Advances in egg freezing technology offer recipients the choice of frozen donor eggs—but when is this the best choice for them? In an earlier post, we explored why fresh donor eggs might be a better decision for some. So who uses frozen donor eggs, and why is it their best option?


Those Tired of Waiting

The old cliché says that “good things come to those who wait.” Those who arrive at the decision to use donor eggs have waited a long time already. We help many types of people, from couples who have struggled with infertility for many years, same sex couples using a surrogate, to individuals ready to do single-parenthood. For them, using fresh donor eggs means a process of finding and screening an egg donor, working with her schedule and availability, arranging travel, and syncing menstrual cycles. This can take time, but some families simply can’t wait any longer. Frozen donor eggs have already been retrieved from highly screened donors, and are ready to be shipped, thawed, and used without waiting on another person’s schedule. No need to wait any longer than you need to.


Those Who Need Choices

Choosing a donor can be fraught with emotion for recipients, with many physical and emotional criteria to think about. Is there such a thing as too many choices? Not when it comes to this important personal decision. Couples turn to frozen donor eggs if a wide variety and choice of donors is important. Fairfax EggBank allows you to look in our egg donor database without paying or registering, so you can see the special women who have decided to donate to our egg bank. These women, who have already undergone an extremely rigorous screening process, come from diverse backgrounds, and, most importantly, have already donated their eggs.


Those Wanting to Keep the Family Small

Family size is another factor in the frozen donor egg decision. When fresh donor eggs are retrieved from a donor for immediate use, there’s no guarantee on the number of eggs or resulting embryos. How will she respond to the medication? Will she donate too few—or too many? For families who want only one or two children, too many eggs can present a problem. At Fairfax EggBank, this element of surprise is no longer in play. Frozen eggs from a single donor are shipped in cohorts of 6-8 eggs. For families who want to complete their family by adding only one or two children to their future, frozen donor eggs are a good choice.


Those Who Want to Limit the Number of Embryos

With a fresh egg donor who ends up donating many eggs, there might be more embryos than needed for a couple that wants a smaller family. Some families are concerned about multiple births and would prefer to avoid transferring multiple embryos, or freezing them for the future. Frozen eggs are more desirable for families who want to limit the number of extra embryos they may have, and the often difficult decisions that go along with those embryos.


When using donor eggs, there are multiple options and choices—there’s no one right answer. If time and donor variety are major concerns, or if you require a smaller number of embryos, frozen eggs may be the better, more affordable choice. Are frozen donor eggs right for you? Please read more about frozen donor eggs, or contact us.